Our Investment Philosophy

Our investment philosophy focuses on three main areas: cost, diversification, and planning.

1. Costs

As an independent financial planning company without “production hurdles”, we avoid proprietary and expensive products that only enrich Wall Street. We use low-cost ETF’s and index funds to help our clients build out their portfolios.

2. Diversification

Every sound investment strategy includes a diverse asset allocation. A well diversified portfolio can help avoid unnecessary threats while keeping your risk tolerance in mind.

3. Planning

When times are good, investors tend to become greedy. Conversely, when the markets are falling apart, those same investors can become overly fearful and make terrible decisions that they’ll later regret. We create a long-term strategy tailored to your specific situation, and we encourage you to stay the course!

The ideal retirement plan includes a steady income to fund your lifestyle and dreams. Want to see a reliable monthly income from all sources in your own one-page plan? Start your free financial assessment here.