Federal Benefits: Your Key to Financial Security and Well-Being Learn how to navigate and optimize your federal benefits for a stronger financial future. Table of Contents Introduction Federal employees and retirees have access to one of the most comprehensive benefits…
Retirement Uncertainty in 2025: How to Prepare for the Unknown Your guide to navigating the unknown Retirement is supposed to be a time of relaxation and enjoyment after years of hard work—but for many federal employees, uncertainty about the future…
Is Your Thrift Savings Plan (TSP) Safe? Understanding the Risks and How to Protect Your Federal Retirement Savings For federal employees and retirees, the Thrift Savings Plan (TSP) is a crucial part of long-term financial security. But with rising concerns…
The Federal Employees’ Retirement Systems (FERS) Act of 1986 created the Thrift Savings Plan (TSP) which began life on January 1st, 1987. Created to provide federal employees and uniformed service members something closely modelled to 401(k) plans available to private…
Planning a financial strategy for retirement is understandably an emotive topic. It’s a difficult prospect to consider, the chance that poor planning or bad decision making could turn your golden years into a financial struggle. Emotive subjects are a beacon…
Home If you are struggling to unravel the confusing world of Medicare, then don’t worry, you’re not alone. In fact, when surveyed, 60% of Americans approaching retirement conceded that they found Medicare too confusing and 70% of retirees don’t fully…
With current interest rates so low, and so much uncertainty in the economy, clients have been asking about their student loans. Namely, does it make sense to refinance, or even consolidate, those loans? Let’s look at how student loans work…
When looking at taxes, and how much you will have to pay, it helps to look at the long (and admittedly very boring) history of taxes in the U.S: PHEW! Now that that’s over, let’s see how this affects you…
Let’s take a look at some of the data to emerge during the novel coronavirus pandemic: Many people have died due to COVID 19. More than 108,000 in the US alone at the time of this writing. Keep in mind…
Planning for a special needs child or family member can overwhelm even the most detail-oriented parent. This is made especially difficult because you often have to juggle the child’s current emotional, academic, and social needs while planning the long-term financial…